ZIP 13335 Property Distress & Foreclosure Data

Otsego County, New York's ZIP 13335 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (37/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (75/100)). The latent-versus-live split is 37/100 structural and 2/100 already moving.

The expansion-phase market in 13335 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $54,048, below the U.S. median near $78,000. The ZIP holds roughly 620 housing units. 28.1% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 13% bachelor's-or-above. Around 27% of renters are cost-burdened. Population is roughly 1,388 with a median age of 41. Home values center near $125,900, an affordability ratio of 2.3× — accessible. The vacancy rate is 24.6% — elevated.

On the whole, 13335 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.