ZIP 13335 Foreclosure, Tax-Lien & Distress Report

ZIP code 13335 in Otsego County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (61/100), structural risk (38/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (75/100)). Structurally it carries 38/100, against 2/100 of stress already in motion.

The peak-phase market in 13335 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $54,048, median income runs below typical U.S. levels. The ZIP holds roughly 620 housing units. 28.1% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. DLRadar's demographic-stress index for the area reads 31/100. Around 13% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. Population is roughly 1,388 with a median age of 41. A median home runs $125,900 here, or 2.3 times local income. The vacancy rate is 24.6% — elevated.

Taken together, 13335 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 13335 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 13335 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13335 can be compared directly against any other ZIP in Otsego County, New York or nationwide. The score is rebuilt from public data as it updates, so 13335 reflects the current record instead of a stale or modeled snapshot.

13335's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 13335 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.