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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 13485 Foreclosure, Tax-Lien & Distress Report

Madison County, New York · High Vacancy market

DLRadar grades ZIP 13485 (Madison County, New York) at a low 21/100 for overall property distress. Its standout signals are construction/permit lag (61/100), structural risk (50/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). The split runs 50/100 structural to 3/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100), climate & FEMA risk (64/100).

The expansion-phase market in 13485 posted values that rose 5.7% over the year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $67,989, median income runs below typical U.S. levels. The poverty rate is 18.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 661 housing units. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. Around 21% of adults hold a bachelor's degree or higher. Home values center near $151,600, an affordability ratio of 2.0× — accessible. DLRadar's demographic-stress index for the area reads 25/100. 84% of housing is owner-occupied. Rent burden reaches 18% of tenant households. 1,715 residents call 13485 home, typically aged 33.

Taken together, 13485 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 13485 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 13485's 21/100 can be lined up against any neighbor in Madison County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13485, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 13485 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 13485 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
50/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 13485

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk64
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

13485 at a glance

The live 13485 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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