ZIP 13355 Foreclosure, Tax-Lien & Distress Report

In Madison County, New York, ZIP 13355 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (62/100). On the structural side it scores 51/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (62/100), structural risk (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

The market reads expansion — home values rose 8.0% year on year (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $70,250, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 21/100. The poverty rate is 3.2% — low. Around 0% of renters are cost-burdened. The typical home is worth about $229,200 (2.6× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. The vacancy rate is 18.7% — elevated. About 883 people live here, median age 50. The ZIP holds roughly 373 housing units.

Net-net, 13355 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.