ZIP 13402 Foreclosure, Tax-Lien & Distress Report

Madison County, New York's ZIP 13402 registers 22/100 composite distress, which DLRadar reads as low. Structural risk reads 50/100 against active distress of 3/100. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (50/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (64/100).

The expansion-phase market in 13402 posted values that rose 6.1% over the year (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 586 housing units across 13402. The typical home is worth about $144,600 (2.3× income, relatively affordable). The vacancy rate is 24.0% — elevated. About 19% have a four-year degree. 81% of housing is owner-occupied. At $62,204, median income runs below typical U.S. levels. The poverty rate is 20.1% — high, a tax-stress and distress correlate. Rent burden reaches 70% of tenant households. 1,295 residents call 13402 home, typically aged 47. The demographic-stress sub-score lands at 34/100.

Taken together, 13402 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 13402 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 13402's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13402 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 13402 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 13402 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.