ZIP 13310 Property Distress & Foreclosure Data

DLRadar grades ZIP 13310 (Madison County, New York) at a low 22/100 for overall property distress. Structural exposure scores 51 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (62/100). Property-level stress concentrates in construction/permit lag (62/100), structural risk (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

The market reads expansion — home values rose 8.0% year on year, at 52/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $123,700 (1.2× income, relatively affordable). The poverty rate is 6.4% — low. There are about 325 housing units across 13310. 75% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 81% of tenant households. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. About 731 people live here, median age 40. At $98,182, median income runs above typical U.S. levels.

Net-net, 13310 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.