ZIP 13480 Property Distress & Foreclosure Data

ZIP code 13480 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (73/100). What sets it apart are the readings on structural risk (49/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 6.4%. Rent burden reaches 20% of tenant households. The tenure split is 72% owner-occupied to 28% rented. On demographic stress specifically, 13480 scores 22/100. A median home runs $179,200 here, or 2.1 times local income. There are about 1,379 housing units across 13480. 3,454 residents call 13480 home, typically aged 41. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $78,125 — near the roughly $78,000 national figure. About 22% have a four-year degree.

On balance, 13480 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.