ZIP 13480 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · Affordable market
ZIP code 13480 in Oneida County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The split runs 51/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (73/100). Its heaviest discrete signals: structural risk (51/100), construction/permit lag (48/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 13480 posted values that rose 9.3% over the year, at 79/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 6.4%. Rent burden reaches 20% of tenant households. Owners hold 72% of homes, renters 28%. DLRadar's demographic-stress index for the area reads 22/100. A median home runs $179,200 here, or 2.1 times local income. The ZIP holds roughly 1,379 housing units. 3,454 residents call 13480 home, typically aged 41. The poverty rate is 6.0% — low. At $78,125, median income runs near typical U.S. levels. About 22% have a four-year degree.
Broadly, 13480 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 13480 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 13480's 23/100 can be lined up against any neighbor in Oneida County, New York or any ZIP coast to coast. Sparse data for 13480 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 figure for 13480 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 13480 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 13480 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 13480 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13480, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology