ZIP 13490 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · Distress market
Scored purely from public records, 13490 (Oneida County, New York) returns a low composite of 23/100. Its standout signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). On the structural side it scores 52/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)).
The market reads expansion — home values rose 9.6% year on year, at 85/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 100% owner-occupied to 0% rented. The typical home is worth about $254,000 (2.1× income, relatively affordable). Vacancy runs 0.0%. The ZIP holds roughly 491 housing units. The demographic-stress sub-score lands at 16/100. Households earn a median $98,750 — above the roughly $78,000 national figure. Educational attainment sits at 36% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. 1,346 residents call 13490 home, typically aged 30.
Broadly, 13490 is a steadier market — the deals are the exceptions, not the rule. 13490 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 13490 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Oneida County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 13490 shows blanks, not estimates, wherever the record is sparse.
The 23/100 for 13490 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 13490 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 13490’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
13490 at a glance
Current distress, phase, housing and lender-pressure figures for 13490, drawn from the same report attached to each property.
Other Oneida County ZIP codes
Related reports across Oneida County, New York
Related ZIP, county and statewide reads linked to Oneida County, New York.
See every distressed parcel in 13490
Open 13490 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology