ZIP 13438 Property Distress & Foreclosure Data

Composite property distress in 13438 (Oneida County, New York) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (47/100), construction/permit lag (39/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 47/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 47/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 50% of renters are cost-burdened. Roughly 11.5% live below the poverty line. About 23% have a four-year degree. The vacancy rate is 27.4% — elevated. Households earn a median $68,140 — below the roughly $78,000 national figure. On demographic stress specifically, 13438 scores 30/100. 3,310 residents call 13438 home, typically aged 48. The tenure split is 85% owner-occupied to 15% rented. The ZIP holds roughly 1,915 housing units. A median home runs $192,900 here, or 2.6 times local income.

Taken together, 13438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.