ZIP 13469 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 13469 in Oneida County, New York comes in at 23, a low composite-distress reading. The pressure is most legible in structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 52/100 structural and 2/100 already moving.

The market reads expansion — home values rose 9.6% year on year (phase confidence 85/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

7.5% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. At $108,798, median income runs above typical U.S. levels. The vacancy rate is 0.0%. Around 40% of adults hold a bachelor's degree or higher. About 1,107 people live here, median age 51. 89% of housing is owner-occupied. On demographic stress specifically, 13469 scores 16/100. There are about 318 housing units across 13469. Home values center near $233,800, an affordability ratio of 2.3× — accessible.

Overall 13469 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 13469 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 13469's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 13469, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 13469 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Treat 13469 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.