ZIP 13469 Property Distress & Foreclosure Data

DLRadar grades ZIP 13469 (Oneida County, New York) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). On the structural side it scores 49/100, with 2/100 of stress already active.

The market reads expansion — home values rose 7.1% year on year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 7.5%. Around 0% of renters are cost-burdened. At $108,798, median income runs above typical U.S. levels. The vacancy rate is 0.0%. Around 40% of adults hold a bachelor's degree or higher. About 1,107 people live here, median age 51. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 16/100. The ZIP holds roughly 318 housing units. The typical home is worth about $233,800 (2.3× income, relatively affordable).

Overall 13469 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.