ZIP 13478 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · Affordable market
DLRadar grades ZIP 13478 (Oneida County, New York) at a low 22/100 for overall property distress. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural risk reads 51/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (74/100).
Prices here sit in a expansion phase: values rose 9.6% over the trailing year, and 41% higher over three years, at 85/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The demographic-stress sub-score lands at 26/100. A median home runs $185,800 here, or 2.5 times local income. The poverty rate is 9.3%. Owners hold 91% of homes, renters 9%. Around 45% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. Households earn a median $77,195 — near the roughly $78,000 national figure. The ZIP holds roughly 1,440 housing units. About 3,331 people live here, median age 46. Vacancy runs 7.2%.
On balance 13478 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 13478 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 13478 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Oneida County, New York and the nation. Every figure is auditable to a public dataset and refreshed as records update; 13478 shows blanks, not estimates, wherever the record is sparse.
Behind 13478's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 13478 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 13478’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 13478 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Oneida County
Nearest ZIP codes to 13478
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Oneida County, New York
Keep going: ZIP, county and state distress coverage for Oneida County, New York.
Unlock parcel-level detail for ZIP 13478
Every distressed parcel in 13478 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology