ZIP 13476 Property Distress & Foreclosure Data

ZIP code 13476 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). On the structural side it scores 49/100, with 2/100 of stress already active.

The expansion-phase market in 13476 posted values that rose 7.1% over the year, and 40% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $63,480, below the U.S. median near $78,000. Around 28% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. Home values center near $204,000, an affordability ratio of 2.8× — accessible. Population is roughly 2,540 with a median age of 49. The ZIP holds roughly 1,258 housing units. 8.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 61% of homes, renters 39%. The vacancy rate is 8.9%.

On balance 13476 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.