ZIP 13323 Property Distress & Foreclosure Data

In Oneida County, New York, ZIP 13323 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). Its standout signals are structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Structural risk reads 49/100 against active distress of 2/100.

The expansion-phase market in 13323 posted values that rose 7.1% over the year, and 45% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 11,014 with a median age of 42. Rent burden reaches 16% of tenant households. Home values center near $244,600, an affordability ratio of 2.8× — accessible. There are about 4,819 housing units across 13323. Owners hold 69% of homes, renters 31%. Median household income is $82,060, near the U.S. median near $78,000. Vacancy runs 6.2%. DLRadar's demographic-stress index for the area reads 21/100. Educational attainment sits at 49% bachelor's-or-above. 7.5% of residents fall below the poverty threshold.

Broadly, 13323 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.