ZIP 13323 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · Distress market
Composite property distress in 13323 (Oneida County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). Its heaviest discrete signals: structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Latent structural risk is 52/100 while live distress already moving reads 2/100.
Prices here sit in a expansion phase: values rose 9.6% over the trailing year, and 45% higher over three years (phase confidence 85/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
11,014 residents call 13323 home, typically aged 42. Around 16% of renters are cost-burdened. Home values center near $244,600, an affordability ratio of 2.8× — accessible. There are about 4,819 housing units across 13323. 69% of housing is owner-occupied. Households earn a median $82,060 — near the roughly $78,000 national figure. Vacancy runs 6.2%. On demographic stress specifically, 13323 scores 21/100. About 49% have a four-year degree. 7.5% of residents fall below the poverty threshold.
Overall 13323 looks resilient on the surface, so the edge is isolating individual stressed parcels. 13323 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 13323 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13323 can be compared directly against any other ZIP in Oneida County, New York or nationwide. 13323 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13323's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13323 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 13323’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 13323 by the numbers
The live 13323 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 13323
The full 13323 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology