ZIP 13456 Property Distress & Foreclosure Data

Composite property distress in 13456 (Oneida County, New York) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (48/100), construction/permit lag (37/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 48/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (71/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 30% higher over three years (phase confidence 47/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 0.7%. A median home runs $259,800 here, or 2.8 times local income. Around 25% of renters are cost-burdened. About 35% have a four-year degree. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 13456 scores 23/100. The ZIP holds roughly 1,379 housing units. 4,103 residents call 13456 home, typically aged 39. Households earn a median $90,893 — above the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented.

On balance, 13456 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.