ZIP 13456 Foreclosure, Tax-Lien & Distress Report

ZIP code 13456 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. The split runs 50/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (71/100)).

Prices here sit in a expansion phase: values rose 9.6% over the trailing year, and 30% higher over three years (phase confidence 85/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 0.7%. Home values center near $259,800, an affordability ratio of 2.8× — accessible. Around 25% of renters are cost-burdened. Around 35% of adults hold a bachelor's degree or higher. 6.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,379 housing units. 4,103 residents call 13456 home, typically aged 39. Median household income is $90,893, above the U.S. median near $78,000. The tenure split is 81% owner-occupied to 19% rented.

On balance, 13456 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 13456 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 13456 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Oneida County, New York and the nation. Nothing here is interpolated — where a source is thin for 13456, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13456's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 13456 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.