ZIP 13501 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Poverty market
Composite property distress in 13501 (Oneida County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Property-level stress concentrates in structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. The split runs 52/100 structural to 2/100 active on the ground.
Prices here sit in a expansion phase: values rose 9.6% over the trailing year, and 24% higher over three years, at 85/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 10.8%. 29.2% of residents fall below the poverty threshold. 40,235 residents call 13501 home, typically aged 34. 50% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 36/100. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $157,500 (2.7× income, relatively affordable). The ZIP holds roughly 17,076 housing units. Around 47% of renters are cost-burdened. Households earn a median $49,771 — below the roughly $78,000 national figure.
Net-net, 13501 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13501 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 13501 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 13501, the field stays empty rather than modeled, and fills in as new documents post.
13501's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13501 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 13501
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 13501 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13501, drawn from the same report attached to each property.
Other Oneida County ZIP codes
Keep exploring New York distress
Other reports tied to Oneida County, New York — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 13501
See who owns each distressed property in 13501, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology