Oneida County, NY: Foreclosures, Tax Liens & Distressed Properties

Oneida County, New York sits inside DLRadar's nationwide distress index, built entirely from public records. The county spans 55 scored ZIP codes, averaging 23/100 composite distress. County-level credit and bank headwind reads 34/100. ZIP-level distress ranges from 27/100 at the top down to 22/100.

In its expansion phase, Oneida County home prices rose 9.6% across the last year, at 85/100 phase confidence. Even as prices climb, a subset takes on water so the laggard ZIPs are the opening.

Even appreciating at +9.6% YoY (85/100 confidence), stressed pockets remain which speeds resale of distressed buys. Lender stress at 34/100 (contained) points the search to owner-driven distress more than bank stock.

By composite, 13493 (27/100), 13042 (24/100), 13054 (23/100), 13123 (23/100), 13157 (23/100), 13162 (23/100) top the county — tap any ZIP to go deeper. Further scored ZIPs: 13301, 13303, 13308, 13313, 13318, 13319, 13321, 13323, 13328, 13352.

Profile-wise, Oneida County's scored ZIPs report typical home values near $190,613, 16.4% of units sitting vacant, a 9.2% poverty rate, a median age of 43.4, an owner-occupied share of 79%, incomes around $70,402. Read together, they set up both the distress on offer and the exit velocity.

All in at 23/100 over 55 ZIPs, Oneida County is a screen-by-ZIP market and not a county-wide play. Unlock Oneida County to see every parcel's owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

Whether Oneida County, New York carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Oneida County can be compared directly against any county in the country.

Approach Oneida County by rank rather than by average — the 23/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. All of it is deterministic and auditable: Oneida County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Oneida County leads with 13493 (27/100), 13042 (24/100), 13054 (23/100), 13123 (23/100), 13157 (23/100), 13162 (23/100). DLRadar also scores 13301, 13303, 13308, 13313, 13318, 13319, 13321, 13323 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Oneida County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.