ZIP 13032 Property Distress & Foreclosure Data

Composite property distress in 13032 (Madison County, New York) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (51/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). On the structural side it scores 51/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (62/100)).

The expansion-phase market in 13032 posted values that rose 8.0% over the year, and 12% higher over three years (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $74,217, near the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. 7.6% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 12,964 with a median age of 46. Home values center near $165,800, an affordability ratio of 2.0× — accessible. The ZIP holds roughly 6,360 housing units. The vacancy rate is 15.9% — elevated.

On the whole, 13032 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.