ZIP 13037 Foreclosure, Tax-Lien & Distress Report
Madison County, New York · Distress market
Composite property distress in 13037 (Madison County, New York) lands at 16/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (64/100)). Property-level stress concentrates in structural risk (36/100), institutional ownership (19/100), mortgage stress (9/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Structural exposure scores 36 and live distress 3 on the 0–100 scale.
The expansion-phase market in 13037 posted values that rose 5.8% over the year, and 42% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 7.2%. Rent burden reaches 46% of tenant households. Owners hold 75% of homes, renters 25%. Educational attainment sits at 34% bachelor's-or-above. The typical home is worth about $213,300 (2.7× income, relatively affordable). Median household income is $79,191, near the U.S. median near $78,000. About 9,519 people live here, median age 43. There are about 4,047 housing units across 13037. Roughly 9.4% live below the poverty line. On demographic stress specifically, 13037 scores 27/100.
Broadly, 13037 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 13037 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 13037 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13037 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 13037 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 13037 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13037
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
13037 at a glance
Current distress, phase, housing and lender-pressure figures for 13037, drawn from the same report attached to each property.
Nearby ZIPs in Madison County
Nearest ZIP codes to 13037
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 13037
Other reports tied to Madison County, New York — ZIP, county and statewide.
The complete 13037 distress and acquisition report
Get every distressed property in 13037 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology