ZIP 13082 Foreclosure, Tax-Lien & Distress Report
Madison County, New York · Affordable market
Madison County, New York's ZIP 13082 registers 17/100 composite distress, which DLRadar reads as low. Latent structural risk is 39/100 while live distress already moving reads 2/100. Leading the profile are structural risk (39/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (76/100).
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 22% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 4,177 people live here, median age 45. On demographic stress specifically, 13082 scores 19/100. Vacancy runs 10.0%. Educational attainment sits at 28% bachelor's-or-above. The tenure split is 94% owner-occupied to 6% rented. Rent burden reaches 14% of tenant households. Home values center near $185,700, an affordability ratio of 2.0× — accessible. Median household income is $89,485, above the U.S. median near $78,000. The ZIP holds roughly 1,900 housing units. 6.4% of residents fall below the poverty threshold.
Overall 13082 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 13082 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 13082 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 13082 stays directly comparable to neighboring ZIPs and the rest of Madison County, New York. 13082 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 17/100 figure for 13082 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13082 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 13082’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
13082 at a glance
The live 13082 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Madison County ZIP reports
Related reports across Madison County, New York
Other reports tied to Madison County, New York — ZIP, county and statewide.
Unlock the full ZIP 13082 acquisition report
Pull every distressed parcel in 13082 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology