Madison County, NY: Foreclosures, Tax Liens & Distressed Properties

Madison County, New York sits inside DLRadar's nationwide distress index, built entirely from public records. Across its ZIPs, composite distress spans 16 to 29 out of 100. The county's lending-headwind score sits at 57/100 (moderate). The county spans 31 scored ZIP codes, averaging 21/100 composite distress.

The expansion-phase county posted home values that rose 5.8% over twelve months, at 43/100 phase confidence. Despite the upswing, a subset takes on water so the laggard ZIPs are the opening.

With growth of +5.8% YoY (43/100 confidence), liquidity improves for clean exits — and a rising tide cleans up those exits. Mid-range bank stress at 57/100 means both signal sets in play here.

Leading Madison County on distress: 13460 (29/100), 13464 (29/100), 13072 (23/100), 13332 (23/100), 13480 (23/100), 13402 (22/100). Also scored across the county: 13409, 13421, 13425, 13032, 13061, 13134, 13163, 13310, 13314, 13334.

On the housing-and-income side, Madison County's scored ZIPs run home values averaging roughly $174,487, below the US, vacancy near 19.3%, a median household income near $82,602 (near the US norm), a median age of 42.7, 84% of homes owner-occupied, 11.9% of households below the poverty line. Taken together, they shape the kind of distress to expect and the buyer pool on exit.

At 21/100 composite over 31 ZIPs, the edge is selective acquisition — work it parcel by parcel. Inside DLRadar, each Madison County property carries owner, address and APN, a distress reading, the lender on title and exit timing.

The distress read for Madison County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Madison County stays directly comparable to any other market you track.

For anyone buying in Madison County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 29/100. Nothing in the Madison County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

Drilling in, Madison County's highest-scoring ZIPs are 13460 (29/100), 13464 (29/100), 13072 (23/100), 13332 (23/100), 13480 (23/100), 13402 (22/100). DLRadar also scores 13409, 13421, 13425, 13032, 13061, 13134, 13163, 13310 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Madison County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.