Madison County, NY: Foreclosures, Tax Liens & Distressed Properties
Madison County, NY, New York: 31 ZIP codes scored, Madison County, NY averaging 20/100 (low, Madison, NY), from 16 to 29. Madison County, NY is in its expansion phase (Madison, NY confidence 43/100): Madison, NY home prices up 5.8% (Madison, NY) over twelve months. Madison County, NY lender headwind: 57/100.
Highest-scoring Madison County, NY ZIPs: 13460 (29/100), 13464 (29/100), 13072 (22/100), 13332 (22/100), 13425 (22/100), 13480 (22/100). Also scored in Madison County, NY: 13032, 13061, 13104, 13134, 13163, 13310, 13314, 13334, 13346, 13355.
Across Madison County, NY's scored ZIPs: median home value $174,487, household income $82,602, 19.3% vacancy, 11.9% poverty, 84% owner-occupied, median age 42.7.
Madison County, NY insurance distress 28/100 (#1,650 in the US); FEMA hazard 0/100 for Madison, NY; 26 Madison, NY NFIP flood claims, $506K paid; Madison, NY construction distress 36/100.
6 banks with 18 branches lend in Madison County, NY; Madison, NY weighted bank stress 65/100, highest 90/100 in Madison, NY.
Madison County, NY unemployment 3.9% (Madison, NY -1.4 pts, six months); 131 new housing units permitted in Madison County, NY over twelve months, Madison, NY up 6% from 124; Madison, NY home prices +11.2% a year (Madison, NY) over three years.
30,730 housing units in Madison County, NY; 5,516 Madison, NY renter households; 39% of Madison, NY renters spend 30%+ of income on rent, 22% (Madison, NY) half or more.
Madison County, NY ranks #1,555 nationally on the opportunity index (Madison, NY, among all ranked counties); Madison, NY scores 29.2/100 and Madison, NY sits #25 inside New York. Madison, NY is in the early_signal opportunity phase; Madison, NY's primary driver is vacancy, Madison, NY second driver bank institutional; Madison, NY moved up 406 places. 10 short-sale listings across Madison, NY; 46 days on market observed in Madison, NY; 14.7% vacancy over 31 Madison, NY ZIPs.
No CFPB county sample covers Madison County, NY. The metro area reading for Madison, NY (Syracuse, NY): 1.2% ninety-plus days late; Madison, NY's thirty-to-eighty-nine share is 2.6% (Madison, NY, December 2025 data); New York overall 1.0%.
Madison County, NY has 4 watched banks; 4 Madison, NY banks sit in an elevated band. Madison, NY footprints: Community Bank National Assn (6 branches, stress 68) in Madison, NY; Nbt Bank National Assn (6 branches, stress 61) in Madison, NY; Manufacturers&Traders Tr Co (2 branches, stress 52) in Madison, NY.
HUD lists 1 assisted multifamily property in Madison County, NY with 101 units; 100 Madison, NY units are assisted, 1 Madison, NY properties under project-based Section 8.
4,478 of the 30,730 housing units in Madison, NY sit vacant. Madison County, NY permitted 20 multifamily units in twelve months; Madison, NY's one-to-four unit structures added 111 units in Madison County, NY.