ZIP 13460 Property Distress & Foreclosure Data

Composite property distress in 13460 (Chenango County, New York) lands at 30/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), climate & FEMA risk (71/100), FEMA disaster exposure (70/100). The sharpest non-environmental signals are structural risk (67/100), construction/permit lag (65/100), institutional ownership (55/100). By contrast, mortgage stress (23/100) register low. Structural exposure scores 67 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 6.6% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

75% of housing is owner-occupied. There are about 1,978 housing units across 13460. The typical home is worth about $149,000 (1.9× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. About 4,286 people live here, median age 37. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. At $63,316, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 25/100. The poverty rate is 8.8%. Rent burden reaches 30% of tenant households.

Net-net, 13460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.