ZIP 13124 Foreclosure, Tax-Lien & Distress Report

Chenango County, New York's ZIP 13124 registers 29/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (65/100), construction/permit lag (62/100), institutional ownership (50/100). On the quiet end sit mortgage stress (23/100). Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (71/100), FEMA disaster exposure (71/100). The latent-versus-live split is 65/100 structural and 7/100 already moving.

The expansion-phase market in 13124 posted values that rose 6.0% over the year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $95,625 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 19/100. Around 0% of renters are cost-burdened. A median home runs $195,800 here, or 1.8 times local income. The poverty rate is 3.2% — low. Educational attainment sits at 20% bachelor's-or-above. 95 residents call 13124 home, typically aged 56. Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 67 housing units. The tenure split is 93% owner-occupied to 7% rented.

On the whole, 13124 leans distressed, with opportunity clustered in specific stressed parcels. 13124 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 13124 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 13124 stays directly comparable to neighboring ZIPs and the rest of Chenango County, New York. Every figure is auditable to a public dataset and refreshed as records update; 13124 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 13124 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13124 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.