ZIP 13158 Property Distress & Foreclosure Data

DLRadar grades ZIP 13158 (Cortland County, New York) at a low 15/100 for overall property distress. Structural risk reads 30/100 against active distress of 4/100. Property-level stress concentrates in institutional ownership (34/100), structural risk (30/100), mortgage stress (14/100). On the quiet end sit structural risk (30/100) and mortgage stress (14/100). Environmental exposure also runs high (FEMA disaster exposure (61/100)).

The expansion-phase market in 13158 posted values that rose 6.4% over the year, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 74% of homes, renters 26%. Median household income is $80,809, near the U.S. median near $78,000. There are about 616 housing units across 13158. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,377 with a median age of 50. Rent burden reaches 19% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. 7.9% of residents fall below the poverty threshold. Home values center near $174,000, an affordability ratio of 2.1× — accessible. Educational attainment sits at 27% bachelor's-or-above.

On the whole, 13158 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.