ZIP 13158 Foreclosure, Tax-Lien & Distress Report
Cortland County, New York · High Vacancy market
DLRadar grades ZIP 13158 (Cortland County, New York) at a low 15/100 for overall property distress. Leading the profile are institutional ownership (31/100), structural risk (31/100), mortgage stress (14/100). structural risk (31/100) and mortgage stress (14/100) stay muted. Latent structural risk is 31/100 while live distress already moving reads 4/100.
The market reads peak — home values rose 4.9% year on year (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
74% of housing is owner-occupied. Median household income is $80,809, near the U.S. median near $78,000. There are about 616 housing units across 13158. The vacancy rate is 17.1% — elevated. Population is roughly 1,377 with a median age of 50. Rent burden reaches 19% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. The poverty rate is 7.9%. A median home runs $174,000 here, or 2.1 times local income. About 27% have a four-year degree.
On the whole, 13158 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13158 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 13158 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 13158, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
13158's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 13158 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 13158
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
13158 at a glance
A live read on 13158: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Cortland County ZIP codes
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Keep going: ZIP, county and state distress coverage for Cortland County, New York.
Open the complete 13158 acquisition file
See who owns each distressed property in 13158, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology