ZIP 13141 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13141 (Cortland County, New York) returns a low composite of 16/100. It additionally carries heavy environmental risk: climate & FEMA risk (67/100). Its standout signals are structural risk (35/100), institutional ownership (27/100), mortgage stress (12/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (12/100). The split runs 35/100 structural to 3/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 16.6% — elevated. Owners hold 90% of homes, renters 10%. There are about 293 housing units across 13141. Households earn a median $83,125 — near the roughly $78,000 national figure. A median home runs $175,000 here, or 1.9 times local income. On demographic stress specifically, 13141 scores 20/100. Population is roughly 643 with a median age of 38. Rent burden reaches 21% of tenant households. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. Around 28% of adults hold a bachelor's degree or higher.

Net-net, 13141 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 13141 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 13141's 16/100 can be lined up against any neighbor in Cortland County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 13141 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 13141 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13141 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.