ZIP 13784 Property Distress & Foreclosure Data
DLRadar grades ZIP 13784 (Cortland County, New York) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (77/100), structural risk (48/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). On the structural side it scores 48/100, with 0/100 of stress already active.
The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 383 people live here, median age 32. At $73,265, median income runs near typical U.S. levels. Around 37% of renters are cost-burdened. The vacancy rate is 3.4%. The demographic-stress sub-score lands at 37/100. The ZIP holds roughly 153 housing units. Around 4% of adults hold a bachelor's degree or higher. 70% of housing is owner-occupied. The poverty rate is 32.7% — high, a tax-stress and distress correlate.
Net-net, 13784 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 13784
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Cortland County
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Deterministic. Every signal traces to a public dataset · methodology