ZIP 13101 Property Distress & Foreclosure Data

ZIP code 13101 in Cortland County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 48 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (64/100)). What sets it apart are the readings on construction/permit lag (77/100), structural risk (48/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (14/100).

The expansion-phase market in 13101 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,221 with a median age of 38. Rent burden reaches 26% of tenant households. There are about 1,032 housing units across 13101. Educational attainment sits at 16% bachelor's-or-above. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 3.9%. Median household income is $62,670, below the U.S. median near $78,000. Home values center near $143,700, an affordability ratio of 2.0× — accessible. 9.5% of residents fall below the poverty threshold.

On balance 13101 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.