ZIP 13087 Foreclosure, Tax-Lien & Distress Report
Cortland County, New York · High Vacancy market
Cortland County, New York's ZIP 13087 registers 23/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (49/100), institutional ownership (34/100). By contrast, institutional ownership (34/100) and mortgage stress (14/100) register low. Environmental exposure also runs high (FEMA disaster exposure (71/100)). On the structural side it scores 49/100, with 4/100 of stress already active.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 252 people live here, median age 50. A median home runs $205,800 here, or 1.5 times local income. The tenure split is 100% owner-occupied to 0% rented. Roughly 8.3% live below the poverty line. Households earn a median $130,455 — above the roughly $78,000 national figure. About 41% have a four-year degree. On demographic stress specifically, 13087 scores 20/100. There are about 123 housing units across 13087. Vacancy runs 43.7%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 13087 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 13087's 23/100 can be lined up against any neighbor in Cortland County, New York or any ZIP coast to coast. 13087 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 13087's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 13087 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 13087
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 13087 distress snapshot
A live read on 13087: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Cortland County ZIPs near 13087
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Get the full acquisition report for 13087
Every distressed parcel in 13087 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology