ZIP 13077 Property Distress & Foreclosure Data

DLRadar grades ZIP 13077 (Cortland County, New York) at a low 15/100 for overall property distress. Property-level stress concentrates in institutional ownership (32/100), structural risk (31/100), mortgage stress (13/100). On the quiet end sit structural risk (31/100) and mortgage stress (13/100). Structural risk reads 31/100 against active distress of 4/100.

The expansion-phase market in 13077 posted values that rose 6.5% over the year, and 24% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 6,567 with a median age of 49. There are about 3,222 housing units across 13077. Home values center near $171,200, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 8.1%. Rent burden reaches 38% of tenant households. Median household income is $70,111, near the U.S. median near $78,000. Educational attainment sits at 38% bachelor's-or-above. Owners hold 78% of homes, renters 22%. 5.6% of residents fall below the poverty threshold.

On balance 13077 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.