ZIP 13841 Property Distress & Foreclosure Data

In Chenango County, New York, ZIP 13841 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (67/100), structural risk (65/100), institutional ownership (53/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 65/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (72/100), climate & FEMA risk (69/100), flood (NFIP) exposure (64/100).

The market reads expansion — home values rose 6.6% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $170,800 (2.2× income, relatively affordable). Around 74% of renters are cost-burdened. The ZIP holds roughly 251 housing units. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 18.3% — high, a tax-stress and distress correlate. 76% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. About 394 people live here, median age 42. At $53,125, median income runs below typical U.S. levels. The vacancy rate is 31.4% — elevated.

Net-net, 13841 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.