ZIP 13841 Foreclosure, Tax-Lien & Distress Report

Chenango County, New York's ZIP 13841 registers 29/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (64/100), construction/permit lag (61/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100). The split runs 64/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (82/100), climate & FEMA risk (69/100), flood (NFIP) exposure (66/100).

The expansion-phase market in 13841 posted values that rose 5.6% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $170,800 here, or 2.2 times local income. Around 74% of renters are cost-burdened. There are about 251 housing units across 13841. Educational attainment sits at 20% bachelor's-or-above. 18.3% of residents fall below the poverty threshold. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 35/100. About 394 people live here, median age 42. Households earn a median $53,125 — below the roughly $78,000 national figure. The vacancy rate is 31.4% — elevated.

Taken together, 13841 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13841 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 13841 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Chenango County, New York and the nation. Nothing here is interpolated — where a source is thin for 13841, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13841's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 13841 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.