Chenango County, NY: Foreclosures, Tax Liens & Distressed Properties
Chenango County, NY, New York: 27 ZIP codes scored, Chenango County, NY averaging 26/100 (low, Chenango, NY), from 18 to 29. Chenango County, NY is in its expansion phase (Chenango, NY confidence 38/100): Chenango, NY home prices up 6.0% (Chenango, NY) over twelve months. Chenango County, NY lender headwind: 50/100.
Highest-scoring Chenango County, NY ZIPs: 13746 (29/100), 13787 (29/100), 13813 (29/100), 13124 (28/100), 13136 (28/100), 13155 (28/100). Also scored in Chenango County, NY: 13460, 13464, 13730, 13733, 13778, 13780, 13801, 13814, 13815, 13830.
Across Chenango County, NY's scored ZIPs: median home value $137,292, household income $63,797, 22.7% vacancy, 12.1% poverty, 84% owner-occupied, median age 43.8.
Chenango County, NY insurance distress 67/100 (#699 in the US); FEMA hazard 63/100 for Chenango, NY; 2 federal disaster declarations in Chenango County, NY since 2023; 4 Chenango, NY NFIP flood claims, $101K paid; Chenango, NY construction distress 58/100.
2 banks with 11 branches lend in Chenango County, NY; Chenango, NY weighted bank stress 62/100, highest 68/100 in Chenango, NY.
Chenango County, NY unemployment 3.7% (Chenango, NY -1.2 pts, six months); 106 new housing units permitted in Chenango County, NY over twelve months, Chenango, NY down 12% from 120; Chenango, NY home prices +7.4% a year (Chenango, NY) over three years.
24,586 housing units in Chenango County, NY; 4,688 Chenango, NY renter households; 39% of Chenango, NY renters spend 30%+ of income on rent, 18% (Chenango, NY) half or more.
Chenango County, NY ranks #435 nationally on the opportunity index (Chenango, NY, among all ranked counties); Chenango, NY scores 33.8/100 and Chenango, NY sits #3 inside New York. Chenango, NY is in the peak_opportunity opportunity phase; Chenango, NY's primary driver is vacancy, Chenango, NY second driver bank institutional; Chenango, NY moved down 86 places. 5 short-sale listings across Chenango, NY; 84 days on market observed in Chenango, NY; 18.2% vacancy over 27 Chenango, NY ZIPs.
No CFPB county sample covers Chenango County, NY. The non-metro area reading for Chenango, NY: 0.8% ninety-plus days late; Chenango, NY's thirty-to-eighty-nine share is 3.0% (Chenango, NY, December 2025 data); New York overall 1.0%.
Chenango County, NY has 2 watched banks; 2 Chenango, NY banks sit in an elevated band. Chenango, NY footprints: Nbt Bank National Assn (10 branches, stress 61) in Chenango, NY; Community Bank National Assn (1 branch, stress 68) in Chenango, NY.
HUD lists 2 assisted multifamily properties in Chenango County, NY with 140 units; 116 Chenango, NY units are assisted, 2 Chenango, NY properties under project-based Section 8.
4,696 of the 24,586 housing units in Chenango, NY sit vacant. Chenango County, NY permitted 60 multifamily units in twelve months; Chenango, NY's one-to-four unit structures added 46 units in Chenango County, NY.