ZIP 13155 Property Distress & Foreclosure Data

Chenango County, New York's ZIP 13155 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100)). The latent-versus-live split is 68/100 structural and 7/100 already moving.

The expansion-phase market in 13155 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $66,146, below the U.S. median near $78,000. Home values center near $106,300, an affordability ratio of 1.4× — accessible. The vacancy rate is 22.0% — elevated. Around 38% of renters are cost-burdened. 13.1% of residents fall below the poverty threshold. Population is roughly 654 with a median age of 47. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 354 housing units. Owners hold 83% of homes, renters 17%.

On the whole, 13155 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.