ZIP 13155 Foreclosure, Tax-Lien & Distress Report

ZIP code 13155 in Chenango County, New York carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (61/100), institutional ownership (54/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100), climate & FEMA risk (71/100)). The latent-versus-live split is 67/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $66,146, median income runs below typical U.S. levels. A median home runs $106,300 here, or 1.4 times local income. The vacancy rate is 22.0% — elevated. Around 38% of renters are cost-burdened. Roughly 13.1% live below the poverty line. 654 residents call 13155 home, typically aged 47. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. There are about 354 housing units across 13155. 83% of housing is owner-occupied.

On the whole, 13155 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13155 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 13155's 30/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13155, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 13155 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 13155 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.