ZIP 13155 Foreclosure, Tax-Lien & Distress Report
Chenango County, New York · High Vacancy market
ZIP code 13155 in Chenango County, New York carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (64/100), construction/permit lag (62/100), institutional ownership (49/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (71/100), FEMA disaster exposure (60/100)). The latent-versus-live split is 64/100 structural and 7/100 already moving.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $66,146, median income runs below typical U.S. levels. A median home runs $106,300 here, or 1.4 times local income. The vacancy rate is 22.0% — elevated. Around 38% of renters are cost-burdened. Roughly 13.1% live below the poverty line. 654 residents call 13155 home, typically aged 47. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. There are about 354 housing units across 13155. 83% of housing is owner-occupied.
On the whole, 13155 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13155 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 13155's 28/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13155, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 13155 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 13155 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 13155’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
13155 at a glance
13155 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Chenango County
Nearest ZIP codes to 13155
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Chenango County, New York
Other reports tied to Chenango County, New York — ZIP, county and statewide.
Open the complete 13155 acquisition file
Every distressed parcel in 13155 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology