ZIP 13844 Property Distress & Foreclosure Data

Chenango County, New York's ZIP 13844 registers 30/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 68/100 against active distress of 7/100.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 258 housing units across 13844. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $87,700 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 30/100. About 543 people live here, median age 44. The poverty rate is 17.5% — high, a tax-stress and distress correlate. At $66,635, median income runs below typical U.S. levels. Around 7% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. Rent burden reaches 56% of tenant households.

Net-net, 13844 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.