ZIP 13814 Property Distress & Foreclosure Data
In Chenango County, New York, ZIP 13814 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). On the structural side it scores 68/100, with 0/100 of stress already active. Its standout signals are structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100).
The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 28 people live here, median age 27. The demographic-stress sub-score lands at 18/100. 100% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9 housing units. The poverty rate is 0.0% — low. The vacancy rate is 0.0%.
Net-net, 13814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 13814
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Chenango County
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Deterministic. Every signal traces to a public dataset · methodology