ZIP 13843 Property Distress & Foreclosure Data

Composite property distress in 13843 (Otsego County, New York) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (52/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (14/100) stay muted. On the structural side it scores 52/100, with 4/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $76,583 — near the roughly $78,000 national figure. On demographic stress specifically, 13843 scores 21/100. Roughly 8.0% live below the poverty line. Around 7% of renters are cost-burdened. About 22% have a four-year degree. The ZIP holds roughly 906 housing units. The tenure split is 89% owner-occupied to 11% rented. A median home runs $175,500 here, or 2.2 times local income. The vacancy rate is 19.2% — elevated. 2,014 residents call 13843 home, typically aged 39.

Taken together, 13843 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.