ZIP 13843 Foreclosure, Tax-Lien & Distress Report
Otsego County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 13843 (Otsego County, New York) returns a low composite of 23/100. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (51/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (14/100) stay muted. The split runs 51/100 structural to 4/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (73/100).
The expansion-phase market in 13843 posted values that rose 5.4% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $76,583 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 21/100. The poverty rate is 8.0%. Rent burden reaches 7% of tenant households. About 22% have a four-year degree. There are about 906 housing units across 13843. The tenure split is 89% owner-occupied to 11% rented. Home values center near $175,500, an affordability ratio of 2.2× — accessible. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,014 with a median age of 39.
Taken together, 13843 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 13843 at the moment; the composite and its components are still built from verifiable records.
The 13843 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 13843 stays directly comparable to neighboring ZIPs and the rest of Otsego County, New York. Where the record is thin for 13843, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 13843 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 13843 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 13843’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 13843 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13843, drawn from the same report attached to each property.
Other Otsego County ZIP codes
Nearest ZIP codes to 13843
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Otsego County, New York — ZIP, county and statewide.
See every distressed parcel in 13843
Every distressed parcel in 13843 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology