Otsego County, NY — Foreclosure & Distress Data

Across Otsego County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Bank/credit headwind for the county is 0 on a 0–100 scale. The county's ZIP scores run from 10 up to 30/100. 46 ZIP codes are tracked county-wide, averaging 18/100 distress.

Currently expansion, Otsego County saw prices rise 6.3% year over year (phase confidence 39/100). Even as prices climb, individual ZIPs fall into distress; the breakdown below pinpoints them.

Leading the county on distress: 13733 (30/100), 13775 (29/100), 13750 (28/100), 13838 (28/100), 13843 (24/100), 13411 (23/100). Also scored across the county: 13809, 13849, 13485, 13820, 13361, 13317, 13491, 12155, 13439, 12116.

On balance Otsego County rewards a buyer who works it at the ZIP and parcel level rather than county-wide. The full report lists each distressed property in the county: owner, address, APN, per-parcel score, bank exposure and exit read.