ZIP 13750 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13750 (Delaware County, New York) returns a low composite of 28/100. The latent-versus-live split is 61/100 structural and 7/100 already moving. Leading the profile are structural risk (61/100), institutional ownership (50/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (25/100) register low. Environmental exposure also runs high (climate & FEMA risk (80/100), FEMA disaster exposure (76/100), flood (NFIP) exposure (71/100)).

The market reads expansion — home values rose 5.9% year on year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

588 residents call 13750 home, typically aged 43. Owners hold 95% of homes, renters 5%. Vacancy runs 52.9%, above the national norm and a classic distress-and-opportunity signal. About 44% have a four-year degree. Home values center near $162,700, an affordability ratio of 2.6× — accessible. Rent burden reaches 25% of tenant households. The demographic-stress sub-score lands at 24/100. At $64,940, median income runs below typical U.S. levels. The ZIP holds roughly 671 housing units. 3.4% of residents fall below the poverty threshold.

Net-net, 13750 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 13750 at the moment; the composite and its components are still built from verifiable public records.

Whether 13750 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13750 can be compared directly against any other ZIP in Delaware County, New York or nationwide. Sparse data for 13750 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 figure for 13750 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13750 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.