ZIP 12155 Property Distress & Foreclosure Data

Composite property distress in 12155 (Otsego County, New York) lands at 18/100 — low on DLRadar's public-record scoring. Structural exposure scores 39 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (39/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (6/100) register low.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,812 people live here, median age 52. The typical home is worth about $164,700 (2.4× income, relatively affordable). Vacancy runs 29.4%, above the national norm and a classic distress-and-opportunity signal. Around 21% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. Rent burden reaches 32% of tenant households. There are about 955 housing units across 12155. At $61,563, median income runs below typical U.S. levels. The poverty rate is 7.9%. The demographic-stress sub-score lands at 26/100.

Net-net, 12155 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.