ZIP 13450 Property Distress & Foreclosure Data

DLRadar grades ZIP 13450 (Otsego County, New York) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (55/100), structural risk (37/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. On the structural side it scores 37/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (75/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $62,000 — below the roughly $78,000 national figure. The vacancy rate is 31.3% — elevated. Roughly 1.4% live below the poverty line, a low share typical of higher-equity areas. About 6% have a four-year degree. Around 0% of renters are cost-burdened. The tenure split is 69% owner-occupied to 31% rented. 251 residents call 13450 home, typically aged 23. On demographic stress specifically, 13450 scores 26/100. The ZIP holds roughly 79 housing units. A median home runs $172,500 here.

Taken together, 13450 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.