ZIP 13337 Foreclosure, Tax-Lien & Distress Report
Otsego County, New York · High Vacancy market
ZIP code 13337 in Otsego County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (38/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (75/100). On the structural side it scores 38/100, with 2/100 of stress already active.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 26.5% — elevated. The tenure split is 53% owner-occupied to 47% rented. Households earn a median $74,821 — near the roughly $78,000 national figure. Around 27% of renters are cost-burdened. On demographic stress specifically, 13337 scores 29/100. The ZIP holds roughly 408 housing units. 3.2% of residents fall below the poverty threshold. The typical home is worth about $240,500 (3.8× income, relatively affordable). About 45% have a four-year degree. Population is roughly 690 with a median age of 53.
Taken together, 13337 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 13337 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. 13337 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13337's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13337 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13337
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
13337 at a glance
The live 13337 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Related reports across Otsego County, New York
Other reports tied to Otsego County, New York — ZIP, county and statewide.
Unlock the full ZIP 13337 acquisition report
Open 13337 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology