ZIP 13337 Property Distress & Foreclosure Data

In Otsego County, New York, ZIP 13337 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (55/100), structural risk (37/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). On the structural side it scores 37/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 26.5% — elevated. 53% of housing is owner-occupied. At $74,821, median income runs near typical U.S. levels. Around 27% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 408 housing units. The poverty rate is 3.2% — low. The typical home is worth about $240,500 (3.8× income, relatively affordable). Around 45% of adults hold a bachelor's degree or higher. About 690 people live here, median age 53.

Net-net, 13337 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.