ZIP 13415 Property Distress & Foreclosure Data

Composite property distress in 13415 (Otsego County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 37/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (37/100), institutional ownership (3/100). By contrast, structural risk (37/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 0.0%. There are about 45 housing units across 13415. 100% of housing is owner-occupied. At $85,417, median income runs near typical U.S. levels. About 92 people live here, median age 61. The demographic-stress sub-score lands at 20/100. The poverty rate is 25.0% — high, a tax-stress and distress correlate. Around 39% of adults hold a bachelor's degree or higher.

Net-net, 13415 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 13415

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Otsego County

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