ZIP 13415 Property Distress & Foreclosure Data
Composite property distress in 13415 (Otsego County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 37/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (37/100), institutional ownership (3/100). By contrast, structural risk (37/100) and institutional ownership (3/100) register low.
The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 0.0%. There are about 45 housing units across 13415. 100% of housing is owner-occupied. At $85,417, median income runs near typical U.S. levels. About 92 people live here, median age 61. The demographic-stress sub-score lands at 20/100. The poverty rate is 25.0% — high, a tax-stress and distress correlate. Around 39% of adults hold a bachelor's degree or higher.
Net-net, 13415 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 13415
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Otsego County
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Deterministic. Every signal traces to a public dataset · methodology