ZIP 13457 Property Distress & Foreclosure Data

Otsego County, New York's ZIP 13457 registers 17/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (37/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural exposure scores 37 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 100% of tenant households. About 38 people live here, median age 60. The typical home is worth about $67,100. The demographic-stress sub-score lands at 58/100. 52% of housing is owner-occupied. There are about 50 housing units across 13457. The poverty rate is 34.2% — high, a tax-stress and distress correlate. Around 9% of adults hold a bachelor's degree or higher. Vacancy runs 50.9%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 13457 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.