ZIP 13482 Property Distress & Foreclosure Data

DLRadar grades ZIP 13482 (Otsego County, New York) at a low 17/100 for overall property distress. Structural exposure scores 37 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (75/100)). Property-level stress concentrates in construction/permit lag (55/100), structural risk (37/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The expansion-phase market in 13482 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 27/100. 0.0% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. Home values center near $168,200, an affordability ratio of 3.0× — accessible. Vacancy runs 47.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 73 with a median age of 55. Median household income is $56,477, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. There are about 61 housing units across 13482.

On the whole, 13482 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.