ZIP 13825 Property Distress & Foreclosure Data

Composite property distress in 13825 (Otsego County, New York) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (37/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100). On the structural side it scores 37/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $73,966 — near the roughly $78,000 national figure. About 29% have a four-year degree. On demographic stress specifically, 13825 scores 26/100. Around 35% of renters are cost-burdened. 2,785 residents call 13825 home, typically aged 49. A median home runs $194,500 here, or 2.5 times local income. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 21.7% — elevated. The tenure split is 76% owner-occupied to 24% rented. The ZIP holds roughly 1,605 housing units.

Taken together, 13825 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.