ZIP 13859 Property Distress & Foreclosure Data

ZIP code 13859 in Otsego County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 37/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (37/100), institutional ownership (3/100). By contrast, structural risk (37/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. 67% of housing is owner-occupied. The poverty rate is 0.0% — low. About 119 people live here, median age 39. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 19/100. At $68,182, median income runs below typical U.S. levels. Rent burden reaches 0% of tenant households. There are about 45 housing units across 13859.

Net-net, 13859 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.