ZIP 13839 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13839 (Delaware County, New York) at a low 27/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100)). What sets it apart are the readings on structural risk (58/100), institutional ownership (56/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (16/100). On the structural side it scores 58/100, with 8/100 of stress already active.

The expansion-phase market in 13839 posted values that rose 6.0% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 39.8%, above the national norm and a classic distress-and-opportunity signal. Around 14% of adults hold a bachelor's degree or higher. A median home runs $121,300 here, or 2.1 times local income. 90% of housing is owner-occupied. Median household income is $52,292, below the U.S. median near $78,000. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 864 housing units across 13839. The demographic-stress sub-score lands at 30/100. About 1,362 people live here, median age 47. Rent burden reaches 44% of tenant households.

Taken together, 13839 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 13839 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 13839's 27/100 can be lined up against any neighbor in Delaware County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13839, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 13839's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 13839 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.