Delaware County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Delaware County, New York? DLRadar grades every Delaware County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Delaware County breakdown.
- Delaware County's most distressed ZIP is 13754 at 31/100.
- 47 ZIP codes tracked in Delaware County, averaging 26/100 distress.
- Delaware County reads expansion — home values up 6.0% year over year.
- Vacancy runs 38.7% across Delaware County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Delaware County home is worth about $209,864 against a ~$63,639 median income.
- Lending headwind in Delaware County sits at 71/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 13754 | 31/100 |
| 2 | 12760 | 30/100 |
| 3 | 13733 | 30/100 |
| 4 | 12421 | 28/100 |
| 5 | 12434 | 28/100 |
| 6 | 12438 | 28/100 |
| 7 | 12459 | 28/100 |
| 8 | 12474 | 28/100 |
| 9 | 12776 | 28/100 |
| 10 | 13731 | 28/100 |
| 11 | 13739 | 28/100 |
| 12 | 13740 | 28/100 |
Most distressed ZIP codes in Delaware County (composite distress 0-100, 2026)
What is driving Delaware County distress
Delaware County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Delaware County market phase and pricing
Phase for Delaware County: expansion (+6.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Delaware County
Delaware County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Card-free · live data across the whole platform for a week.
Frequently asked questions
What is the most distressed ZIP code in Delaware County, NY?
ZIP 13754 leads Delaware County at 31/100, recomputed monthly from public records.
How would you describe the Delaware County market phase?
The market phase for Delaware County is expansion, prices rising 6.0% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Delaware County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 47 Delaware County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Delaware County ZIP codes?
A single county score papers over real variation. Across the Delaware County ZIPs DLRadar ranks, scores run from 31/100 in 13754 down to 28/100 in 13740, against a Delaware County average of 26/100. The 3-point range is the argument for ZIP-level search across Delaware County.
What do Delaware County home values and vacancy say about distressed supply?
The typical Delaware County home carries about $209,864 of value against a median household income near $63,639. Vacancy across Delaware County's tracked ZIPs runs 38.7% and the poverty rate is 11.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Delaware County's foreclosure and tax-lien filings and its 71/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.