ZIP 12434 Property Distress & Foreclosure Data

Composite property distress in 12434 (Delaware County, New York) lands at 29/100 — low on DLRadar's public-record scoring. Structural exposure scores 63 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (27/100) register low.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 892 people live here, median age 40. 81% of housing is owner-occupied. There are about 574 housing units across 12434. At $48,558, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 26.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 5.7% — low. Rent burden reaches 21% of tenant households. The typical home is worth about $196,300 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 28/100.

Net-net, 12434 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.