ZIP 12167 Foreclosure, Tax-Lien & Distress Report
Schoharie County, New York · High Vacancy market
ZIP code 12167 in Schoharie County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (60/100)). Structural exposure scores 41 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in structural risk (41/100), construction/permit lag (34/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (16/100).
The expansion-phase market in 12167 posted values that rose 6.3% over the year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $58,950, below the U.S. median near $78,000. Rent burden reaches 48% of tenant households. 19.0% of residents fall below the poverty threshold. On demographic stress specifically, 12167 scores 35/100. 2,257 residents call 12167 home, typically aged 51. 73% of housing is owner-occupied. The ZIP holds roughly 1,500 housing units. The vacancy rate is 35.1% — elevated. About 22% have a four-year degree. Home values center near $193,100, an affordability ratio of 3.3× — accessible.
Taken together, 12167 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 12167 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 12167 stays directly comparable to neighboring ZIPs and the rest of Schoharie County, New York. Nothing here is interpolated — where a source is thin for 12167, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 12167's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12167 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12167
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12167 distress snapshot
A live read on 12167: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Schoharie County ZIP codes
More distress data near 12167
Further distress data across Schoharie County, New York at ZIP, county and state level.
Get the full acquisition report for 12167
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Each signal above is traceable to an open dataset · methodology