ZIP 12167 Property Distress & Foreclosure Data

In Schoharie County, New York, ZIP 12167 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). On the structural side it scores 41/100, with 5/100 of stress already active. Its standout signals are structural risk (41/100), construction/permit lag (34/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (16/100) register low.

The market reads expansion — home values rose 6.0% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $58,950, median income runs below typical U.S. levels. Around 48% of renters are cost-burdened. The poverty rate is 19.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 35/100. About 2,257 people live here, median age 51. 73% of housing is owner-occupied. The ZIP holds roughly 1,500 housing units. The vacancy rate is 35.1% — elevated. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $193,100 (3.3× income, relatively affordable).

Net-net, 12167 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.