ZIP 12093 Property Distress & Foreclosure Data

Schoharie County, New York's ZIP 12093 registers 15/100 composite distress, which DLRadar reads as low. On the structural side it scores 32/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (34/100), structural risk (32/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (11/100).

The expansion-phase market in 12093 posted values that rose 5.8% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $61,250, below the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. The ZIP holds roughly 1,099 housing units. Home values center near $174,800, an affordability ratio of 2.6× — accessible. Around 69% of renters are cost-burdened. Owners hold 90% of homes, renters 10%. 12.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. Population is roughly 1,258 with a median age of 52. The vacancy rate is 46.5% — elevated.

On the whole, 12093 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.