ZIP 12071 Property Distress & Foreclosure Data

ZIP code 12071 in Schoharie County, New York carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 22/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (33/100), structural risk (22/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $69,013, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 24/100. Around 40% of adults hold a bachelor's degree or higher. Around 26% of renters are cost-burdened. The typical home is worth about $183,200 (2.8× income, relatively affordable). 77% of housing is owner-occupied. The poverty rate is 5.4% — low. The ZIP holds roughly 126 housing units. The vacancy rate is 22.7% — elevated. About 221 people live here, median age 42.

Net-net, 12071 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.