ZIP 12187 Property Distress & Foreclosure Data

Composite property distress in 12187 (Schoharie County, New York) lands at 10/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 22/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (33/100), structural risk (22/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 35.1% — elevated. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 17% have a four-year degree. 739 residents call 12187 home, typically aged 56. Around 100% of renters are cost-burdened. A median home runs $187,500 here, or 3.0 times local income. On demographic stress specifically, 12187 scores 41/100. The tenure split is 94% owner-occupied to 6% rented. Households earn a median $75,875 — near the roughly $78,000 national figure. The ZIP holds roughly 464 housing units.

Taken together, 12187 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.